Health insurance
Health insurance that goes further
The only health insurance that combines premium medical coverage with a digital experience your employees will actually use. Innovative health insurance with no friction.
Why Alan stands out
Premium coverage
A modern health experience for Canadian teams.
Mental health support, simple digital management, and services that complement public healthcare. Clear coverage. Easy to use. Built for real life.
An experience that actually works
An app rated 4.9 out of 5 that removes the usual friction. Claims reimbursed within 24 hours, fully digital management, and personalized preventive health programs. Health has never been this accessible.
And a customer care team that will surprise you
Our 1.1 million members never wait on hold. Our Care team replies in minutes.
Take care of your team’s health and well-being with Alan
Included in all our health plans
A simple, intuitive experience
Manage everything related to your health insurance easily through the app. Find a specialist, book a medical appointment, or get reimbursed for your health and wellness expenses within 24 hours. Your employees will enjoy using Alan.
A holistic approach to health
A solution designed to cover all health and well-being needs, from prevention to mental and physical care. With Alan, you have what you need to take better care of yourself than ever before. Request psychology sessions without a medical referral, get reimbursed for physiotherapy sessions, and more.
A Care team that will surprise you
Our most highly rated service, with an average score of 4.6 out of 5. In minutes, a member of the Alan Care team will help with your healthcare needs, from finding a specialist in your city to managing appointments or answering questions about your health plan.
Discover Alan for your team
Simple, transparent & preventative, with Alan's health partner services (virtual doctors' calls, health programs and more), coming soon!
Alan Bear
Broad healthcare coverage crafted for a sustainable plan.
Prescription: 80% coverage with a $3k annual cap
Dental: 80% basic & preventative coverage with a $1.5k annual cap
Paramedical: 80% coverage with $500 annual cap per provider type
From $128.50 per month
Alan Marmot
Extensive healthcare coverage offering a top-tier program.
Prescription: 100% coverage with a $10k annual cap
Dental: 100% basic & preventative coverage with a $2k annual cap
Paramedical: 100% coverage with $500 annual cap per provider type
From $179.50 per month
All plans include comprehensive hospitalization, travel, private nursing & other standard coverages.
Answers all your questions about group health insurance in Canada
🧾 Does Alan health insurance have copayments?
In Canada, employer health benefits usually do not use copayments at the point of care. Coverage is based on reimbursement rates and plan limits.
With Alan Health, you do not pay per visit through the plan itself. Eligible health and wellness expenses are reimbursed based on your coverage.
All reimbursements are submitted and tracked through the Alan app.
🧑⚕️ Can I choose my own provider?
Yes. Alan Health is built to work with the Canadian system.
You choose your own licensed providers, such as physiotherapists, psychologists, massage therapists, and other eligible practitioners. There is no restricted network.
You stay in control of where and how you get care.
💳 How do reimbursements work?
Reimbursements are simple.
- Upload a photo or PDF of your receipt in the Alan app.
- Submit the claim.
Once approved, your reimbursement is sent directly to your bank account, based on your plan’s coverage and limits.
Everything is digital. No paperwork.
🤔 What is the difference between individual health insurance and employer health benefits?
Alan Health is an employer-provided benefit. It is available only to employees whose company offers it.
Because it is a group plan, coverage is typically more affordable and broader than what individuals can purchase on their own.
If you leave your job, you may be able to continue coverage depending on your employer’s policy and local rules.
📖 How does Alan Health fit with public healthcare in Canada?
Alan Health complements the public healthcare system.
Public healthcare covers medically necessary hospital and physician services. Alan Health helps cover services that are often not fully covered, such as paramedical care, mental health support, and wellness expenses.
Together, they provide more complete coverage.
🧳 Am I covered while travelling?
Travel coverage depends on your specific plan.
Some Alan Health plans include emergency medical coverage while travelling outside your home province or outside Canada. Coverage limits and trip duration vary.
Always check your plan details before travelling.
✅ Do I need a medical exam or health questionnaire?
No.
Enrollment in Alan Health does not require a medical exam or health questionnaire. Coverage is activated through your employer.
👍 How do I choose the right plan?
When reviewing your Alan Health coverage, consider:
- Which services are included
- Reimbursement percentages and annual limits
- How easy it is to submit and track claims
- How well the plan fits your personal health and wellness needs
Everything is visible in the app, so there are no surprises.
Learn how to take care of your health at work
We already care for 1.1 million members and more than 41,000 companies worldwide.
Join them and gain peace of mind knowing your team’s health and well-being are well supported.
