Privacy Policy

In the course of its activity as an health insurer and as a health and management services provider, Alan is required to process your personal data, including sensitive data. We attach the utmost importance to the security and confidentiality of the data of Alan's services’ users, whether on the alan.com website or on the mobile application made available to them.

The purpose of this privacy policy is to help you understand how we treat the personal data you provide us with, in accordance with the GDPR and with the "insurance compliance package" (awaiting publication of the new repository by the CNIL).

This privacy policy may be updated regularly, to enrich it, according to Alan's needs, circumstances or if required by law. We therefore invite you to check for updates on a regular basis, although we will always notify you of any significant changes affecting the way your data is processed.

Version dated December 30, 2022

Above all, we have set ourselves two key principles which are also included in our contracts:

• Alan will never sell the data collected about its members in connection with the services offered. We make our living by building and managing insurance products and services around health, not by reselling our users' data. Users remain in control of their data.

• As a health insurer, Alan will never use health data to apply differentiated rates based on a member's situation or history. We strongly believe in the strength of solidarity and risk sharing between insured members.

Furthermore, in accordance with the regulations and particularly the GDPR, we undertake to collect and process only the data that is strictly necessary for their purpose. Similarly, we undertake to ensure that the data collected is kept in a form that allows your identification for a period that does not exceed the time required for the purposes for which the data is collected and processed.

Alan, including all of its affiliates (Alan Insurance, Alan Services, Alan Tech, Alan CA, Marmot BE and Marmot Iberia) is a health insurer and does not mainly act as a data processor for our clients but as a data controller in the sense of article 4 of the GDPR on all operations relating to its insurance and health services described in this policy :

• Alan determines the means and purposes of data processing necessary for the implementation of the complementary health protection of employees. In practice, only employees' professional email addresses are transmitted by the company to Alan. Other information is directly communicated by the employee or his beneficiary;

• The operations carried out on the data by Alan are necessary for its own activity as a health insurer and not for that of the companies that choose Alan as insurer for their employees. The criteria mentioned in the data processor’s guide issued in September 2017 by the CNIL exclude Alan's qualification as a subcontractor.

However, Alan can also process personal data on behalf of its client companies, within the scope of certain services provided on the Alan platform, in particular administrative management assistance services for human resources. Alan acts as a "data processor" of the company, and the processing of personal data is done under the responsibility of the company, which then acts as the data controller. The General Conditions governing the relationship between Alan and the client companies include a data processing agreement (DPA) reflecting this distribution. You can take a look at the privacy policies of the client companies directly for more details on how they process your personal data.

If you have any questions regarding security and personal data, or to exercise your rights of access, correction, deletion, withdrawal of consent, limitation of processing, opposition to processing or portability, you may contact us and our Data Protection Officer (DPO) at [email protected]. Alan will ensure that you receive a response promptly.

For any complaint concerning your personal data, you can either contact our DPO or contact the Data Protection Authority.

Management of company contracts

Administrators

When registering for a company contract, we collect the following personal data for each administrator:

• Name and surname

• Professional email address

• Messages to our customer service department

On what legal basis?

• Pre-contractual measures and performance of the insurance contract

What do you do with it?

This data is used for the electronic signature of the contract, any communication with the company's representatives, and for access to the account used to manage the contract. In the case of delegated contracts, this data is also received from the contract insurer.

How long do you keep this data?

• 5 years after the end of the contract for health insurance contracts

• 2 years after the last connection if the contract has not been signed

How can I consult or modify this data?

From the Alan dashboard.

Can I ask to have my data deleted?

Only if the contract has not been signed. Otherwise we are required to keep the data.

Employees

The company contract administrators are led to send us data concerning their employees:

• Name, surname

• Employees' professional email address

• Personal e-mail address of former employees and employees without a professional email address

• Dates of arrival and departure from the company

• Reason for leaving if applicable (for maintaining or not maintaining rights)

• Bank details when billing of dependants (partners or children) option is triggered

On what legal basis?

Alan processes this data on the basis of pre-contractual measures and the execution of the insurance contract between Alan and its members.

What do you do with it?

This data is used in order to invite (by email) employees to register on alan.com or on our mobile application.

How long do you keep this data?

• 5 years after the end of the contract for health insurance contracts

• 2 years after the last connection if the contract has not been signed

How can I consult or modify this data?

Contract administrators can do this directly from their Alan dashboard. In some cases, an intervention of our customer service is necessary (for example for certain retroactive modifications).

Can I ask to have my data deleted?

No, Alan has to keep it for 5 years after the end of the cover.

Management of individual contracts

When registering for an individual contract, we collect the following personal data for the signatory:

• Name, surname

• Email address

• Bank details

• Messages to our customer service department

On what legal basis?

Pre-contractual measures and execution of the contract binding them to Alan, as well as, in the absence of a signature, Alan's legitimate interest in following his prospects.

What do you do with it?

This data is used for the electronic signature of the contract, any communication with the contract holder, and for access to the account allowing to manage the contract.

How long do you keep this data?

• 5 years after the end of the contract for health insurance contracts

• 2 years after the last connection if the contract has not been signed

How can I consult or modify this data?

From the Alan app.

Can I ask to have my data deleted?

Only if the contract has not been signed. Otherwise we are obliged to keep the data.

Health insurance

Personal data is transmitted to us directly by or on behalf of the insured members with their explicit consent (e.g. to automate the retrieval of receipts from a third party site), in particular :

• Name and surname

• Date of birth

• Gender

• Personal email address

• Postal address

• Name, surname and social security number of the spouse and/or children where applicable

• Bank details (for payments and reimbursements, including when available for direct billing for beneficiaries)

• Documents required for reimbursement of care acts (medical report, etc.)

• Mutuality

• Messages to our customer service department

• Professional situation where applicable

On what legal basis?

This data is required for the execution of the contract concluded with Alan, either by your employer or by you as an insured member. They are therefore not subject to prior consent.

In addition, we use it for some of the secondary purposes listed below on the basis of our legitimate interest in managing our insurance activities.

What do you do with it?

We use this data mainly to process requests for reimbursement of expenses according to the guarantees of the contract (health and/or prévoyance) which covers the insured members and any declared beneficiaries. In particular, this involves receiving and processing the health documents and information provided to justify the care received, determine coverage, generate payments and manage the recovery of undue payments.

They are also used for :

• the execution of legal, regulatory and administrative provisions

• management of complaints and disputes

• the prevention of money laundering and the financing of terrorism

• the drawing of statistics and actuarial studies, the development and management of insurance products

• management of financial aspects, performance and risk

• management of Alan's websites and applications (including bug and error management) customer relationship management and service improvement

• user research and surveys

How long do you keep this data?

• 5 years after the end of the contract for health insurance contracts

• 10 years after the end of the contract for prévoyance contracts

Can I ask to have my data deleted?

No, because we are obliged to keep this data. However, you have the possibility to ask us not to use them for purposes based on our legitimate interest, by sending an email to [email protected].

Beneficiary data

I have been added as a beneficiary

When the possibility is offered to him/her and an insured member declares a beneficiary (spouse or child) to his/her contract, he/she vouches that the beneficiary agrees to become a party to its insurance contract (or gives consent as a parent of a minor). Alan treats the personal data of the beneficiaries in the same way as those of any other user insured member in this capacity.

Account sharing

Our insured members and their beneficiaries share a single Alan account. By default, both the insured members and the beneficiaries (if they are of legal age and choose to access Alan's online insurance or management services themselves) will be able to view all account information related to the insurance services, without separation. Information about health services (such as private chat as part of Alan Clinic) is not shared. Members with an Alan account can also choose to restrict visibility of their care acts to other members covered under the same policy. How can I have access to this privacy setting?

Through the "Privacy and security" section on your member profile.

Fraud fighting

We use personal information you provide us with in the context of our health insurance and prévoyance services (including your health data) in order to detect and fight insurance fraud.

On what legal basis?

On the basis of our legitimate interest in preventing and fighting against fraud.

What do you do with it?

We use this data for the prevention of fraud, in particular to detect suspicious patterns or activities and to manage alerts and procedures following a case of fraud.

How long do you keep this data?

• 6 months from the issuance of the fraud alert.

• 5 years from the closure of the fraud case if the fraud alert is considered relevant.

Can I ask to have my data deleted?

Data you provide us in the context of your health insurance serves multiple purposes. If there is a specific reason you would like to oppose Alan processing your personal data for the purpose of fraud fighting, you can send an email to [email protected], we will consider your request and balance your rights with Alan’s legitimate interest.

Messages and chat

In order to answer questions or resolve problems raised by our members, admins or prospects when they contact Alan we collect the following information:

• Messages and attachments sent to our customer service;

• Voice notes;

• Any data related to your insurance contract required to answer your question or resolve your problem

• Customer satisfaction surveys.

We may thus collect the following personal data:

• identification data,

• financial or payment data,

• health data.

On what legal basis?

We use it on the basis of the performance of the contract entered into with Alan, either by your employer or by you as an insured member, or pre-contractual steps to enter it. We also have a legal obligation to store this information in order to comply with the regulations that apply to our insurance and health and management service providers activities. In addition, we use it on the basis of our legitimate interest in assessing and improving the quality of our customer and support services.

What do you do with it?

We use your data to analyze and answer your questions, provide guidance, manage complaints and disputes, and improve our services and products. In order to do so we:

• automatically classify your message to assign the most relevant agent to meet your needs;

• provide you immediate automatically generated answers when possible;

• review your message and our responses to ensure the quality of our service;

• use your message to keep track of your instructions.

In addition, your data will also be anonymized to enable research and statistical learning.

How long do you keep this data?

• 5 years after the end of the contract for health insurance contracts

• 2 years after the last connection if the contract has not been signed

• 90 days for voice recordings.

Can I ask to have my data deleted?

We are obliged to keep the data relating to your insurance contract and demonstrating legal compliance. However, you can request the deletion of data collected for our legitimate interest by emailing [email protected].

Members call-back

In the exceptional case of a member, administrator or healthcare professional can be called back we collect the following data :

• Telephone number

We may record the telephone conversation unless you object. However, if you give us instructions entailing changes on your contract or member profile, we are required to record the conversation for probationary purposes. As part of the recording of this exchange, we may collect personal data about you in order to answer your questions or solve a problem you are experiencing.

We may thus process the following personal data:

• identification data,

• financial or payment data,

• health data.

On what legal basis?

Depending on the nature of the request, we may process personal data for purposes and legal bases relating to the execution of your request such as:

• the execution of your insurance contract,

• compliance with a legal obligation.

We record the call only when you do not object to it or when we are required to for probationary purposes. We process this data on the basis of your contract and on our legitimate interests in order to keep track of your instructions as well as for training and quality purposes.

What do you do with it?

This data is used for the following purposes:

• to train the User Care Experts who perform the calls,

• to control the quality of service provided by the User Care Experts,

• to understand, assess and improve our process and user experience.

How long do you keep this data?

Records can be kept for up to six months. Analysis documents can be kept for up to one year.

Phone numbers provided for call-back are kept for 7 days.

Can I ask to have my data deleted?

We are obliged to keep the data relating to your insurance contract and demonstrating legal compliance. However, you can request the deletion of data collected for our legitimate interest by emailing [email protected].

To speak to a doctor by video

In the scope of a consultation made by an insured member with a doctor by video, on top of your personal data that we process in relation to your contract, we collect the following data:

• Date and duration of the consultation or session

• Whether a prescription was issued (but not its content)

In addition, for doctor consultations we also collect your social security number and phone number as well as the information whether a prescription was issued (but not its content). Also, for sessions with our psychologists we also collect information regarding your time zone, the name of the consulted expert, your country location and your language preferences. We never collect your communication with the Practitioner. We have implemented safeguards, such as end-to-end encryption to fully secure your communication and ensure your privacy is respected.

Note that the Alan attributed e-mail address of the Practitioner is solely for communicating on administrative matters with you and/or your employer. This emailing address shall not contain any health related information. We collect the full name, photo, specialty details of the health expert as well as access to their Google calendar, in order to facilitate communication with the Member.

On what legal basis?

On the basis of the contract we have with you (you ask us to provide a service, which we pay for) as well as on the basis of our legitimate interest in measuring the use of these services or for as long as the health expert is employed with Alan.

What do you do with it?

This data is used to enable the processing of reimbursements related to doctor consultations as well as improving the service. It is also used to schedule and enable sessions with our psychologists, as well as improving the service.

How long do you keep this data?

2 years for doctor consultations. Identification data obtained via Itsme is kept for one week. Your personal data can be retained by the health professional as long as their professional liability continues.

Can I ask to have my data deleted?

Absolutely, on the part based on legitimate interest. You just have to send a request to [email protected].

Personnalisations and recommendations

In some situations, we may use personal information you knowingly provide to recommend features, products, and services that might be of interest to you, identify your preferences, and personalize your experience. In short, we may take information you provide to tailor the services further to your needs. To give some examples, answers you provide in the daily check-in impact the recommended exercises you will receive and answers you provide in the prevention assessment give place to personalisation of content, health check-up reminders, specific programs etc.”

On what legal basis?

We collect such data only on the basis of either contract performance, our legitimate interest and/or your explicit consent.

What do you do with it?

We keep your data for as long as you benefit from Alan services, to meet legal retention requirements for health professionals medical responsibility and/or until you withdraw your consent.

Bear in mind that if you do not want to receive personalized recommendations you simply have to skip answering such questionnaires.

To speak to the Alan health team by private message within the Alan Clinic

When you exchange messages with Alan health team members for a question relating to your health (excluding video consultation), we use the following data:

• first name, surname, date of birth, and gender (that we deduce from your insurance profile);

• messages and attachments exchanged with the health team member.

To deliver more personalized and contextualized care to members, health team members will also have access to:

• your company's vertical, the number of employees, and your start date with the company;

• the gender and age of your children beneficiaries;

• your city of residence;

• some usage data of our health services.

Health team members will not have your full name or access to your history as an insured member without your consent.

On what legal basis?

Your consent is collected before the access to the service from the Alan mobile app.

What do you do with it?

• Secure message exchange between you and the health team members

• Access to archived messages

• Anonymization to enable research and statistical learning on non-identifying data

Alan respects medical secrecy: the content of your exchanges within the Alan Clinic is accessible only to members of the Alan medical team, they many not be consulted or used by anyone else at Alan.

The Alan medical team is composed of the health professionals and employees of Alan strictly necessary for the proper running of the Clinic, in accordance with the recommendations of the French Medical Council (Conseil de l'Ordre des Médecins) and other applicable codes of ethics. Alan medical team’s access is specific, dedicated and segregated from the usual access of Alan's employees to our tools.

Medical conversations and documents are encrypted under the sole control of health professionals, who are the only ones with access to the content of encrypted information. This enables us to guarantee that medical confidentiality is respected where applicable, and that Alan will never re-use this information for its health insurance services. In addition, when you have had an inspiring health experience with the Alan Clinic, we may contact you to create a fully anonymized educational health story for the benefit of as many people as possible. These health stories will only be created with your prior and specific consent, and in a non-identifying manner.

How long do you keep this data?

During the duration of the limitation period for medical responsibility of health professionals.

Can I ask to have my data deleted?

You can request the erasure of messages from your interface, simply send a request to [email protected]. This will erase the messages for your messaging space. However, we will keep a secure archive of them on our side, in accordance with the recommendations of the French Medical Council (Conseil de l'Ordre des Médecins).

Your health reminders

Alan allows you to benefit from preventive reminders concerning your health (such as an annual reminder to make a dental appointment). When you consent, Alan uses information about your health care to issue its prevention recommendations.

On what legal basis?

Alan provides you with prevention recommendations only upon your explicit consent. To withdraw it, simply go to your application or request it at [email protected].

For your personalised health and well-being plan

Alan allows you to evaluate your health and well-being with a survey composed by our team of health professionals. Based on your answers, we compose a health and wellbeing score, provide you with customised advice, and put you in contact with the most relevant health professionals to accompany you.

On what legal basis?

Alan provides you with a personalised health and wellbeing plan only upon your explicit consent. To withdraw it, request it at [email protected].

What do you do with it?

This data is used to provide a personalized experience for each user by calculating a wellness score, displaying personalized messages and proposing a contact with a health professional whose specialty depends on the result of the survey.

How long do you keep this data?

As long as the service is useful to our members or until they withdraw their consent. We update them regularly.

Can I ask to have my data deleted?

Yes, you just have to send a request to [email protected]

Workshops

Workshops are interactive training sessions on a specific mental health topic, involving one of our psychologists and administrators and/or managers. Alan collects information gathered during a pre-workshop briefing held between the psychologist and administrator. Alan later sends invites to administrators and/or managers. After the workshop, Alan sends feedback forms as well as related follow-up content to the participants.

On what legal basis?

Participants may consent to participating in the workshop or be obliged to participate in the context of mandatory workshops organized by their employer.

What do you do with it?

This allows us to tailor the workshops as much as possible to the company’s needs and to send feedback forms to the participants.

How long do you keep this data?

For as long as you benefit from Alan services.

Can I ask to have my data deleted?

Yes, you just have to send a request to [email protected]

Measuring our members’ satisfaction

Because it is important for us to build a tailored service for our members, we measure their satisfaction over time through a rating system that our members can choose to enter in the application. This is the "Net Promoter Score" or "NPS".

On what legal basis?

It is in Alan's legitimate interest to improve its services based on member satisfaction.

What do you do with it?

We use the NPS to monitor our performance with our members, through the Metabase tool. In concrete terms, this allows us to identify factors of dissatisfaction that may allow us to improve our services or, conversely, things that need to be reinforced because they are highly appreciated.

How long do you keep this data?

We keep them for the time needed to carry out analyses and measure their evolution over several development cycles. We then anonymise or delete them.

Can I ask to have my data deleted?

Yes, simply send a request to [email protected].

Product monitoring and feedback

We monitor product usage and collect member, admins and prospect feedback to improve our services, features and user experience.

On what legal basis?

On the basis of Alan’s legitimate interest to assess and improve our products based on product usage analysis and feedback.

What do you do with it?

We track and analyze user interactions with our products to understand user usage and identify improvements. We collect and assess user and member feedback to manage opinions or recommendations for improvement of the products, services or contents shared on our app and website.

How long do you keep this data?

We keep them for two years. We then anonymize or delete them.

Can I ask to have my data deleted?

Yes, simply send a request to [email protected].

Audience measurement (analytics) and technical data

Certain data is collected automatically when you visit alan.com (including other websites published by Alan such as blog.alan.com and map.alan.com) and when you use our mobile app. The data collected includes :

• IP address and service provider;

• user ID;

• information about your equipment, for example: type of internet connection, type of device used, browser used and version, etc;

• time stamp information and length of visit;

• pages visited;

• clicks and other interactions on individual pages;

• possible errors (on the browser, the mobile application or our servers).

On what legal basis?

Where applicable, the collection is subject to the explicit consent of the user (cookie banner). This consent is valid for 13 months from the date of registration. Otherwise, it is in our legitimate interest to analyse the use of our site in order to improve it.

What do you do with it?

This data is used for the following purposes:

• to comply with legal, regulatory and administrative provisions (connection logs, etc.);

• customer knowledge and customer relationship management;

• operations relating to canvassing and the compilation of commercial statistics;

• identification of customers or prospects to improve service by offering products or services to reduce the number of claims, or to offer a complementary contract or a service;

• analysing the use made of the product and improving the product;

• management of people's opinions on products, services or content.

How long do you keep this data?

• 2 years

• 3 years for data relating to prospects

• 13 months for cookies

Can I ask to have my data deleted?

Absolutely (with the exception of data collected in the framework of a legal obligation), simply make a request to [email protected].

Marketing and Ad targeting

To build our audience and client basis, Alan may reach out to prospects by emails and organize online advertising campaigns before sending them mails or emails. In this context, Alan handles email addresses available online (such as on Linkedin) but also from providers already used by Alan (Societeinfo.com, Kaspr) for audience-building purposes on social networks.

On what legal basis?

On the basis of Alan legitimate interests to fulfill our marketing and growth needs, in compliance with direct marketing regulatory requirements.

What do you do with it?

We are reaching prospects via online ads before sending mails or emails. To do so, we import prospects database into the audience of different platforms. The email addresses is the only data import on the ads platform. We import only prospect data and we do not bring in any customer data or leads who have unsubscribed from any previous campaign. To do so, we ensure and remove our customers data in our ads audience before any data import. In addition, users can opt-out and unsubscribe from seeing Alan’s ads directly on the ads platform.

When reaching out by email, Alan provides easy-way to opt-out notably through unsubscription links in each communication and honor prospects opt-out in the future.

How long do you keep this data?

We keep this data for 2 years, in line with CNIL’s recommendation.

A purge of the database to remove any inaccurate is carried out on a monthly basis.

Can I ask to have my data deleted?

Yes, you can opt-out from marketing communications at any time. You can exercise any of your rights simply in making a request to [email protected].

Statistics and scientific research

Data collected by Alan in the performance of our services, may be further used in a way compatible with the original purpose for which it was collected. Only aggregated and/or anonymized data may become subject to scientific research and/or for statistical studies, including for statistical learning. It could for instance be used in the selection and creation of relevant health stories to improve our services and Members' health, create aggregated usage reports or to streamline and improve the management of exchanges with Alan medical team.

Referral contact forms

We use a referral system via a contact form that allows us to contact prospects for our services.

On what legal basis?

On the basis of our legitimate interest.

What do you do with it?

Contact the referred prospect for an intro on our products.

How long do you keep the data?

We keep this data for 3 years from the last contact with the prospect, in line with CNIL’s recommendation. A purge of the database to remove any inaccurate data is carried out on a monthly basis.

Can I have my data deleted?

Yes, simply send a request to [email protected].

Cold Call recording

We may record some calls with clients and prospects for internal training, quality control and product improvement purposes.

As part of the recording of this exchange, we collect the following personal data:

• name and surname;

• job title and company;

• voice recording

On what legal basis?

We record the call only when you do not object to it. We process this data on the basis of our legitimate interests for training and quality purposes.

What do you do with it?

This data is used for the following purposes:

• to train the User Care Experts who perform the calls,

• to control the quality of service provided by the User Care Experts,

• to understand, assess and improve our process and user experience.

How long do you keep this data?

Records are kept for up to six months.

Can I ask to have my data deleted?

Yes, just send a request to [email protected].

 How is my data protected?

Data security is an extremely important issue for Alan: we do our utmost to be worthy of the trust you place in us. Here are a few examples of the measures we have taken. If you have any questions on a specific point, we will be happy to answer them at [email protected].

Application security

We use Datadog App Security (previously Sqreen. com) to detect and block in real time attacks such as XSS, SQL injection, account theft, etc.

We also use Cloudflare.com to protect us from Distributed Denial of Service (DDoS) attacks.

Encryption of data in transit

All HTTP traffic to and from alan.com and api.alan.com is encrypted (HTTPS / TLS). You can evaluate our configuration here.

The first time a user logs on, we tell their browser (via the HSTS mechanism) that all subsequent connections must be encrypted (HTTPS), including when a link to alan.com starts with http:// instead of https://.

Additional encryption for medical data

When using the Alan Clinic services, your questions to our medical team, answers and attached documents are secured by an additional layer of application encryption entirely and exclusively under the control of our medical team. No one other than the Alan medical team is technically able to consult these exchanges.

Hosting and database

For hosting and data processing, Alan uses AWS. All of our infrastructure is located in the Frankfurt region of Germany and is HDS (Health Data Hosting) certified. You can find more information on data privacy with AWS security here, and our blog post on the subject here.

Encryption of data at rest

We use PostgreSQL databases. The data is encrypted using the AES-256 standard and the encryption keys are managed by AWS.

The backup archives are also encrypted.

Password policy and storage

We use the open-source zxcvbn library to let users know the strength of the password they choose. The minimum size is 9 characters, and the minimum score is 3.

We do not store these passwords: we only store a non-reversible hash calculated by the open-source bcrypt library, with the following parameters :

• a cost of 12 (i.e. 4096 iterations) to limit brute force type attacks

• one random salt per user to protect against rainbow tables

Organisational measures

All Alan employees receive mandatory training in security (including social engineering) and data privacy. They use complex and unique passwords and strong authentication (2FA) whenever possible. The use of a password manager such as 1Password is also mandatory.

Our computers are automatically updated and have their hard disk encrypted (in case of theft). Our screens lock automatically.

Access to our internal administration tools requires individual access from an authorised IP address and all data modifications (by an Alan employee or by a user himself) are audited.

We organise intrusion tests by independent companies.

All Alan services and applications are developed in-house. Our code is validated by automated tools (static analysis, security, etc.) and manually by a second pair of eyes.

👩‍💻️ What can I do on my side?

In order to protect your data on your computer or mobile phone, you can take a few simple measures:

• apply regular system updates to benefit from security patches;

• use antivirus software to detect the presence of malware or spyware, or to disable security features;

• protect your passwords well (your Alan account password, your mailbox password...);

• enable two-step authentication in the mobile application. After entering your email and password at login, you will receive an email with a unique code to enter the application.

You can also consult the official recommendations on good IT security practices.

 Who else besides Alan has access to my data?

The data collected may be communicated as required to Alan's partners, reinsurers, subcontractors, legal and financial advisors, and service providers. These data transfers are carried out solely within the framework of the operations mentioned above and to the extent necessary for the performance of the tasks we entrust to third parties. These third parties are fully informed by Alan of the confidentiality of the data communicated to them in this context, and these partners have an obligation to ensure the protection of this data. They are also bound by their own confidentiality and privacy policies, which can be consulted on their websites. When the nature of the operation carried out allows it, the data is subject to prior anonymisation before being communicated to third parties.

The main persons and tools that receive the data in the context of our processing operations include:

Insurance and prévoyance data

• Swiss Re (reinsurance)

• Hannover (reinsurance)

• GenRé (reinsurance)

• Alan and affiliated doctors (your health conversations and medical opinion)

• Amazon Web Services (hosting and storage)

• Stripe.com (payment)

• Revolut.com (refunds)

• Intercom.com (online chat and customer service)

• Google Vision (document recognition)

• Sendgrid.com (emails)

• Rollbar.com (monitoring)

• Customer.Io (emails)

• Hubspot (CRM)

• Outreach (CRM)

• Salesforce (CRM)

• Snowflake (data warehouse solution)

• Datadog (monitoring and analytics)

• Institut national d'assurance maladie et invalidité (government agency)

• Marmot BE (insurance intermediary)

• AssurCard (Third party payment enabler)

• AssurPharma (Third party payment enabler)

• EuropAssistance (insurance assistance abroad)

• Oxygen (conseil)

• Itsme (ID verification)

• Tessi (delegated management company)

• Aircall (Cloud-based telephony)

• Typeform (forms)

• Linear (ticket management)

• Vonage (video consultation)

• Microsoft Azure (document parsing)

• Foundever (care support)

• Belfius (distribution partner)

Audience and usage measurement data

• Segment.com (audience analysis)

• Amplitude.com (audience analysis)

• Google Ads (targeted advertising)

• Facebook Pixel (audience analysis and targeted advertising)

• Twitter Ads (targeted advertising)

• LinkedIn Insights (targeted advertising)

• Customer.io (e-mails)

• Bing (audience analysis and targeted advertising)

• Datadog App Security (sécurité)

• Cloudflare.com (network, security and audience analysis)

• Piwik (audience analysis)

• Lifen

• Google Speech-To-Text (voice recognition)

• Google Calendar (calendar)

• Hubspot (CRM)

• Salesforce (CRM)

• Hotjar (User surveys & Navigation analysis)

• Modjo (call recording)

Furthermore, in order to meet legal and regulatory obligations, we may be required to communicate personal information to administrative or judicial authorities at their request. In this case, we ensure that only the data strictly required by the authorities is transmitted.

Transfers outside of the European Union

In order to fulfill all the purposes for which we collect your data, we may transfer some of your data to third parties, who host it in data centers located outside the European Union. In this case, we make sure that hosting is subject to European data protection standards (for example, by including standard contractual clauses in our contracts with such third parties). To ensure transparency, we have provided a summary of potential data transfers below:

Distribution partnership with Belfius

As part of our distribution partnership with Belfius, we will share the following information with them for each health insurance product subscribed by prospects they refer:

• Company name and registration number as well as Group Belfius Actor ID, if applicable

• Alan policy ID

• Identification of policyholder

• Name and type of Alan insurance products and selected options

• Number of members enrolled

• Identification of terminated policies and the number of affected members for each client

• Contract fees accrued and paid

• Start date and end date of the insurance contract.

To obtain information on how Belfius processes your data, you can directly refer to their privacy policy.  What about cookies ?

What's a cookie?

In addition to being a delicious biscuit, a cookie is a file on your device that contains data. You can delete or limit the storage of these files at any time in the settings of your internet browser (see below).

What's it for?

• First of all to identify yourself once you are connected to the application.

• Some cookies also allow us to reply to you in the online chat, in the window that opens at the bottom of your screen when you visit our website.

• Audience measurement cookies enable us to know the use and performance of our website, to establish statistics, traffic volumes and use of the various elements of our website (content visited, paths) enabling us to improve the interest and ergonomics of our services. The data collected is analysed solely by Alan and its subcontractors, and used solely by Alan.

• Cookies linked to targeted advertising operations enable us to measure the effectiveness of our advertising campaigns and to limit the number of times an advertisement for Alan is offered to you. None of these advertising cookies are used by Alan when members are authenticated.

Can I refuse?

Of course you can! During your first visit (or if you use your browser's private or incognito browsing), a banner (called a cookie banner) will be displayed asking you for permission to use cookies. Simply refuse and no cookies (other than those we need to operate the site and allow you to use our online chat) will be set. If you accept, your consent will be valid for 13 months from the date of registration.

 Are you going to bother me with e-mails and other notifications?

Simply put, no.

You will receive emails from us, but in the vast majority of cases it will be in the context of the execution of our contract, for example to invite you to register, to ask you for additional information to enable a refund or to inform you of contractual modifications or changes related to your account. There is no escaping this, but it is for your own good.

A small minority of emails are not directly related to our contract with you or your employer, but are still for a legitimate interest (e.g. to offer to sponsor a relative with a financial reward, to send you a quote, or to announce new services similar to those you currently enjoy).

If you are an administrator, you may also receive commercial offers from us. In these cases, you always have the possibility of unsubscribing from this type of message by following the link in each of our emails (opt-out).

You can also choose to subscribe to our newsletter or to our waiting lists to be notified of the availability of our new services (opt-in).

As for push notifications, we will ask for your permission directly in the mobile application and you will be able to deactivate or reactivate them from your phone.

Travel Assistance (EuropAssistance)

In order to provide travel assistance and allow you to be covered in case of problems while traveling abroad, we transmit the following information to our partner EuropAssistance:

• First name, last name

• E-mail address, date of birth,

• Policy start date with Alan and membership card number

On what legal basis?

On the basis of a contract between the insured and us (you ask us to provide a service that we pay for) as well as on the basis of our legitimate interest in measuring the use of this service.

What do you do with this data?

This data is used to authenticate members in order to provide them with travel assistance abroad.

How long do you keep this data?

5 years after the end of the contract.

Can I ask to have my data deleted?

No, Alan must keep it for 5 years after the end of the coverage.